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Last updated date: 2/20/2025

Healthy teeth and gums are important to your overall wellness. Perceptive offers coverage through Delta Dental of Massachusetts to help you maintain your smile through regular preventive care and treatment for any dental problems that may arise.

Overview

2025 dental plans

  • Basic Plus Plan
  • Enhanced Plan

Key features

  • Free in-network preventive and diagnostic care
  • Affordable coverage that helps you manage the cost of dental treatment
  • Wide network of providers that have agreed to negotiated rates, which helps you save money
  • Rollover feature that applies part of your unused dental benefits to the following year and beyond (certain rules apply).

Finding in-network dentists is easy!

You’ll generally pay less when you stay in network. Visit the Delta Dental of Massachusetts website to find an in-network dentist near you.

Plan Comparison

In-network benefits* Basic Plus Plan Enhanced Plan
Annual Deductible Individual: $50
Family: $150
Individual: $50
Family: $150
Annual Maximum (In-network/Out-of-network) $1,000 / $1,000 $2,000 / $2,000
Services
Preventive You pay $0 You pay $0
Basic You pay 20%, plan pays 80% You pay 20%, plan pays 80%
Major services You pay 50% You pay 50%
Orthodontia Not covered You pay 50%
Lifetime Orthodontic Maximum Not covered $2,000

Use your dental benefits wisely

Here’s how to make the most of your dental benefits:

  • Choose a provider – Using a participating dentist in the PPO Plus Premier network will ensure you receive the highest benefits from your plan. To find a provider, go to Delta Dental of Massachusetts.
  • If your service will exceed $300, request a pretreatment estimate. You should always submit a request for a pretreatment estimate for procedures and services your dentist believes will exceed $300 (procedures such as crowns, inlays, bridges, and periodontics). For more information, call (800) 662-8856 or visit the Delta Dental of Massachusetts website.
  • Check your claim status and other information at Delta Dental of Massachusetts. You can review Explanation of Benefits (EOB) statements, check if claims have been paid, and more.